Legal Guidance for Business, Contract, and Property Disputes

Not every legal dispute involves criminal charges or injury claims. Many involve contracts, partnerships, property disagreements, or other issues that require resolution through the civil court system. Whether you’re trying to enforce your rights, defend your business, or resolve a local dispute, civil litigation provides a legal framework for doing so.

At the Law Office of Terrell A. Ratliff, we represent individuals, professionals, and small businesses in Camden County who are involved in civil disputes. These matters may involve private parties, business entities, landlords, contractors, or local agencies. We offer practical legal counsel aimed at resolving disputes efficiently—whether through negotiation, motion practice, or litigation in Superior Court.

Our office in Cherry Hill serves clients throughout Camden, Pennsauken, Gloucester Township, and the surrounding region.

Types of Civil Matters We Handle

Civil litigation refers to the process of resolving non-criminal disputes through the court system. We assist clients with:

Contract Disputes

When a party fails to meet the terms of an agreement—whether written or verbal—it may result in breach of contract litigation. We review the contract language, communications, and performance history to determine how to move forward.

Business and Partnership Disputes

Disagreements between co-owners, vendors, or clients can disrupt business operations. We assist Camden County business owners with resolving internal disputes, pursuing claims for unpaid services, and defending against claims of mismanagement.

Real Estate and Property Litigation

We represent clients in disputes over residential and commercial property, including breach of lease, land use issues, boundary disagreements, and property damage claims.

Consumer Fraud and Commercial Misrepresentation

We handle cases under the New Jersey Consumer Fraud Act (N.J.S.A. 56:8) involving deceptive practices by businesses, contractors, or service providers. This includes auto repair fraud, false advertising, or home improvement violations.

Injunctions and Emergency Relief

In some situations, a client may need immediate legal relief—such as a temporary restraining order or preliminary injunction. These remedies may apply in business, property, or employment settings.

Civil Claims Against Local Entities

We assist clients with civil claims involving townships, school districts, or county agencies. When appropriate, we comply with the New Jersey Tort Claims Act requirements for notice and filing.

Where Civil Cases Are Filed

Most civil cases originating in Camden County are filed in the:

• Superior Court of New Jersey – Camden Vicinage, Civil Division
  101 South 5th Street, Camden, NJ 08103

This court handles general civil litigation matters including contract claims, landlord-tenant appeals, professional liability, and matters involving damages over $15,000. Small claims and special civil cases may also be heard in designated divisions depending on the amount in controversy.

We guide clients through each step of the process—from initial filings and motions through discovery, hearings, and trial preparation.

Frequently Asked Questions

What is the difference between civil and criminal court?
Civil court handles disputes between private parties—such as contracts, property, or financial harm. Criminal court involves charges brought by the government against an individual. Civil cases seek compensation or court orders, not jail time.

Do I have to go to court to resolve a civil case?
Not always. Many civil disputes are resolved through negotiation, mediation, or settlement agreements. However, if the parties cannot agree, the matter may proceed through discovery and trial.

How long does a civil case take in Camden County?
Timelines vary. Some cases resolve within months; others may take a year or more, especially if trial is required. The court’s scheduling, complexity of the case, and willingness of the parties to settle all impact timing.

What is the minimum amount for a civil lawsuit?
New Jersey allows small claims for amounts up to $5,000, special civil claims up to $20,000, and general civil claims with no cap. We help clients determine the correct venue based on the value and complexity of the case.

Can I recover legal fees?
In some cases—such as violations of the Consumer Fraud Act or breach of certain contracts—legal fees may be recoverable. Most civil cases, however, follow the “American Rule,” where each party pays their own attorney unless a statute or contract says otherwise.

Contact a Camden County Civil Litigation Attorney

If you’re facing a legal dispute involving a contract, business matter, or property issue in Camden County, the Law Office of Terrell A. Ratliff is available to help you understand your legal options. We offer practical legal advice and experienced representation aimed at resolving matters fairly and efficiently.

To request a consultation, call (856) 344-3808 or submit an inquiry online.