Helping Local Clients Understand Their Rights After an Injury

If you’ve been injured in Camden County, the aftermath can be overwhelming. Whether the incident involved a car accident, a fall on someone’s property, or another unexpected event, you may be facing medical bills, missed work, and questions about how to move forward. Understanding your legal options is an important step toward recovering both physically and financially.

At the Law Office of Terrell A. Ratliff, we assist individuals across Camden County who have been injured due to another party’s negligence. We help clients determine whether a claim is appropriate, explain how compensation works, and provide support throughout the legal process—from dealing with insurance companies to filing a lawsuit when necessary.

Our office is based in Cherry Hill, and we are familiar with the legal and procedural landscape of this area.

Types of Injury Cases We Handle in Camden County

We work with clients in Cherry Hill, Camden, Pennsauken, Gloucester Township, Lindenwold, and surrounding communities who have been injured in the following types of cases:

Motor Vehicle Accidents

Car accidents are one of the most common causes of injury in the region. Whether the crash occurred on Route 38, I-676, the Black Horse Pike, or a residential street, victims may be entitled to compensation for their injuries. We help navigate New Jersey’s no-fault insurance system and pursue claims where permanent injury or serious damage has occurred.

Slip and Fall Injuries

If you fell on private, commercial, or government property due to poor maintenance—such as icy sidewalks, wet floors, or uneven pavement—you may have a premises liability claim. These cases depend on proving that the property owner knew or should have known about the hazardous condition.

Construction and Workplace Accidents

While workers’ compensation typically covers on-the-job injuries, some cases involve third-party responsibility. We assist Camden County workers—especially those in construction and skilled trades—with evaluating whether a third-party injury claim is appropriate in addition to any workers’ comp benefits.

Dog Bites

Dog bite incidents in Camden County—whether in residential neighborhoods, public parks, or apartment complexes—can result in serious injuries, especially for children. New Jersey law holds owners responsible in many situations, even if the dog had no history of aggression.

Wrongful Death Claims

If a loved one died due to someone else’s negligent conduct—such as in a traffic accident or fatal fall—a wrongful death claim may allow surviving family members to seek compensation. We provide respectful guidance during these difficult matters.

What a Personal Injury Claim May Cover

A successful personal injury claim can help cover:

• Medical expenses (current and future)
• Lost wages and reduced earning capacity
• Pain and suffering
• Emotional distress
• Property damage
• Loss of companionship in wrongful death cases

Each claim is unique, and the value depends on the nature of the injury, available insurance, and the evidence supporting the damages.

Legal Process in Camden County Injury Cases

Most personal injury claims begin by filing a notice of injury or claim with the at-fault party’s insurance provider. From there, the process may include:

• Reviewing medical records and bills
• Communicating with insurance adjusters
• Evaluating liability under New Jersey law
• Filing suit, if a fair settlement cannot be reached

Claims may be resolved through negotiation or, if necessary, litigation.

In Camden County, most civil personal injury lawsuits are filed in the:

• Superior Court of New Jersey – Camden Vicinage, Civil Division
  101 South 5th Street, Camden, NJ 08103

We are familiar with how cases are filed and scheduled in this court and advise clients accordingly on expected timelines, procedures, and documentation.

Frequently Asked Questions (Camden County Focused)

Do I have to go to court in Camden for an injury claim?
Not always. Many injury cases settle before a formal court filing. However, if a lawsuit becomes necessary, most cases from Cherry Hill, Camden City, and surrounding towns are filed in the Camden County Civil Courthouse.

Is there a time limit for filing?
Yes. In New Jersey, the statute of limitations for most personal injury claims is two years from the date of the injury. If your claim involves a public entity—such as an injury on township property—you must provide notice of claim within 90 days.

What if the other driver had no insurance?
You may still have a claim through your own uninsured or underinsured motorist coverage (UM/UIM). We help clients understand their auto insurance policy and options in such cases.

How do I know if I have a claim?
We look at whether someone else’s actions (or inaction) caused the injury, and whether the injury resulted in medical costs, time off work, or lasting effects. Every case begins with a careful evaluation.

Do you charge upfront for injury cases?
No. We handle personal injury cases on a contingency fee basis. That means you pay no legal fees unless we recover money for you. Consultations are confidential.

Speak With a Local Personal Injury Attorney

If you’ve been injured in Camden County and are unsure what to do next, the Law Office of Terrell A. Ratliff can help you understand your legal rights and next steps. We offer honest assessments and clear answers to help you make informed decisions.

To request a consultation, call (856) 344-3808 or contact us online.